NavigateERP for African business

M-Pesa paybill and bank collections

Payments arriving on their own.

Steps

  1. Connect your paybill (Daraja keys) in the API center → M-Pesa.
  2. In SACCO → Settings → M-Pesa & bank, click Register the paybill with Safaricom - paybill payments then come in as receipts.
  3. Banks with collection APIs (Equity Jenga, KCB Buni, Co-op Bank Connect and others): give your bank's API team the bank collections address shown - it reads the reference, amount, transaction id, date and payer. Set a secret in Rules to have each notification signed.

Good to know

  • Optionally refuse paybill payments whose account is not a member (Safaricom must have enabled validation for your paybill). Payments that name no member wait in Exceptions.