About this guide
Navigate sells software in this category, so we have an interest in the answer. We quote only prices stated on pages we opened on 31 October 2026, and we say what each price covers. We do not rank these products by price, because the plans are not like for like.
Selection criteria: what to count
- The pricing unit. Per user, per organisation, per order or per branch? A per-user price grows with your team, and an order limit grows with your sales.
- The currency. A US dollar price moves with the exchange rate. Your income may not.
- Add-ons. Payroll, multi-currency, extra locations and API access may sit on higher plans.
- Implementation. Who sets it up, and is this included? Odoo, for example, says implementation services are not in its plan price.
- Data migration and training. Budget real staff time as well as fees.
- Third-party charges. Payment fees, SMS and WhatsApp messages are charged by others.
- Hardware and hosting. Self-hosted software is free to license only. Servers, backups and skilled people are not free.
Published prices, as of 31 October 2026
Alphabetical order. These plans differ in scope, so the numbers cannot be compared directly. Prices exclude tax unless the vendor says otherwise.
| Product | Published entry prices | What the price is per | Worth noting |
|---|---|---|---|
| Dynamics 365 Business Central | Essentials US$80, Premium US$110 (US page) | User per month, paid yearly | Sold and supported through partners, whose fees are separate. |
| ERPNext | The software is GPL-3.0 open source | Hosting and support are your cost | Could not read Frappe Cloud prices. Budget for hosting and skills. |
| Navigate | Shown live on the Navigate website | Organisation per month | Plans include users, branches and stores; extra capacity is a monthly fee. See below. |
| Odoo | One App Free US$0; Standard US$8.95 (list US$11.20) | User per month, except the free plan | Discount runs 12 months for initial users. Implementation not included. |
| SAP Business One | No price on the pages we could open | Ask a partner | SAP sells through partners. Ask for licences and implementation separately. |
| TallyPrime | Page shows Indian rupee prices only | Licence, single or multi-user | Ask for your country's price. |
| Xero | Starter R450, Standard R795, Premium R1,095 after a 3-month offer (South Africa) | Per month | Inventory Plus and inventory apps are paid add-ons. Check your own country's price. |
| Zoho Books | Free; Standard KSh 849; Professional KSh 1,699; Premium KSh 2,499 (Kenya) | Organisation per month, billed annually | Free plan applies while annual revenue stays under KSh 5 million. |
| Zoho Inventory | Free; Standard KSh 1,425; Professional KSh 2,925; Premium KSh 5,175 | Organisation per month, billed annually | Plans have monthly order limits. The free plan allows 50 orders. |
How Navigate charges
- Plans are priced per organisation per month, based on how the business works rather than a price per login.
- Each plan includes a set number of users, branches and stores. More of these is a monthly capacity fee instead of a forced upgrade.
- Plans are priced and invoiced in Kenya shillings. M-Pesa collects the invoice as it is. A card is charged in US dollars at the day's rate.
- Monthly, quarterly and yearly billing can be offered, and longer periods can carry a discount shown on the pricing page.
- Data migration, custom development, extensive training and bespoke integrations are quoted separately. Payment, SMS and messaging charges from third parties are not included.
- Modules vary by plan. Accounting, payroll, the REST API and others are not on every plan, so check before you compare prices.
Ways to keep the cost down, whichever you choose
- Start with the modules you will use in the first six months.
- Clean your item list and customer list before you migrate. Bad data is the most expensive part of many projects.
- Train two internal champions well, rather than everyone a little.
- Ask what happens to your price if you add one branch, one warehouse or five users.
- Check for yearly commitments, and read how you can leave.
When an ERP is not affordable yet
If you have one shop, one person doing the books and a short item list, an ERP may be more than you need. A free or low-cost accounting tool, or a disciplined spreadsheet with eTIMS handled through a KRA option, can serve you well for now. Move when mistakes, stock losses or lost time begin to cost more than the software would.
When not to choose Navigate
If you only need invoices and expenses, Zoho Books' free plan may meet your needs at no subscription cost while your revenue is under its limit. If you have strong technical staff and want to avoid a subscription entirely, ERPNext or Odoo Community may suit you, provided you budget for hosting and support. If you are paid in a currency that moves sharply against the Kenya shilling, compare the effect on your costs across currencies first.
Where Navigate may not fit
- Navigate has no permanently free plan in its public ladder. A very small business may find a free accounting tool cheaper.
- Prices are set in Kenya shillings. Businesses outside Kenya pay by card in US dollars at the day's rate, so their cost moves with exchange rates.
- Data migration, extensive training and custom work are quoted separately, so the subscription is not the whole cost.
Frequently asked questions
What is the cheapest ERP in Africa?
We cannot say honestly, because plans differ in scope and many vendors do not publish prices. Free and open source options exist, but hosting, support and staff time are real costs. Compare the total over three years.
Is open source ERP free?
The software license may be free. ERPNext is GPL-3.0, and Odoo describes Community as open source. You still pay for hosting, backups, upgrades and people, in money or staff time.
Why are Navigate's prices not listed here?
Navigate shows its current prices on its website, converted for the reader's country. Repeating them in a guide risks them going out of date, so we point you to the live page.
Does Navigate have a free period?
New registrations get a free period, and the website states its current length. If you need longer, you can ask for an extension.
Sources
- Business Central | Microsoft Dynamics 365
- frappe/erpnext on GitHub
- Odoo Pricing | Discover Odoo Plans
- Odoo editions
- Partner-Driven Sales, Implementation, and Support for SAP Business One
- TallyPrime | AI-Powered Business Management Software
- Accounting Software for Small Businesses | Xero ZA
- Inventory management (Xero)
- Zoho Books Pricing in Kenya | Plans & Features
- Inventory Plans and Pricing | Zoho Inventory